When you complete a decision in principle, we conduct a soft credit search, which won't affect your credit score. This soft search is invisible to others and won't hinder your ability to seek financing elsewhere. Only you can see this soft 'footprint' on your credit report.
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At the point in which you proceed application, we'll perform a hard credit check. This hard search is recorded on your credit report, indicating that you've progressed with a StrideUp application, and it's visible to other financial institutions. Multiple applications with different financial institutions within a short period of time, can impact your credit score.