All Collections
Finding the Property
Do you have any property types that are not acceptable?
Do you have any property types that are not acceptable?

Restrictions on property type

Written by Roshni Patel
Updated over a week ago

There are specific types of properties we're unable to provide finance for. If your property falls into an unusual category or if you'd like to confirm its eligibility, we encourage you to share the details with us for verification before proceeding. For any questions you can contact us at

Unacceptable properties include but are not limited to:

  • Properties of 100% timber construction, prefabricated concrete, steel framed construction (with certain exceptions) or construction with large Panel Systems

  • Ex local authority flats or maisonettes in blocks greater than 5 stories high

  • Properties containing Mundic Block or other defective materials

  • Grade 2* or Grade 1 listed properties (Grade 2 are acceptable)

  • Freehold flats (share of freehold is acceptable)

  • Any home with less than 30 square meters floor space, no kitchen (or more than 1 kitchen) or with no bath or shower room.

  • Properties covenants that restrict the liquidity of the property on resale, or with limited market appeal

  • Property with no kitchen or more than 1 kitchen (unless the 2nd kitchen is located within an annex occupied by family)

  • Properties less than 10 years old without NHBC certificate or equivalent

  • Properties with Japanese Knotweed, progressive structural movement or where environment hazards are present

  • Mobile homes / houseboats / student accommodation / holiday homes / retirement homes

Did this answer your question?