Firstly, Shared Ownership schemes are typically offered by social Housing Associations where you choose one of their new-build homes, buy part of it with a mortgage from a bank, and rent the rest of it from the Housing Association.
With StrideUp, you pick the home you love from the open market and we help you buy it. You can own the majority of your home if you are able to afford it and can eventually get to 100% ownership without having to pay more if house prices go up.