Generally speaking, we need to see that you've owned your home for at least 6 months before we can consider an application for refinance. The only exceptions to this are as follows:
Where a property has been bought using bridging finance within the last 6 months and you're looking to refinance to exit this bridge.
Where a property has been bought outright at auction within the last 6 months (i.e. without any mortgage/property finance) and you now wish to release equity from the property.