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Eligibility
Eligibility

Our requirements and what you'll need to be eligible for our products✅

Kate avatar
By Kate1 author17 articles

Home Purchase Plan


What is the minimum percentage of the property purchase that I have to contribute?
Can I get help with my deposit contribution from my family or friends?
Are there any limits on the amount of the Home Purchase Plan?

Personal Details


Do you have any age restrictions?
Am I eligible if I already own a property?
Do you have a minimum period of UK residency?
Do I need to be a UK national to apply?
Can I apply with someone else?
I'm married. Do we both have to be on the application?

Credit Profile


Will you complete a credit check on everyone on the application?
I have a County Court Judgement - can I still be approved?
Can I be approved if I’ve entered into an IVA or had a debt relief order / administration order or a debt management plan?
Do you accept customers who have taken payday loans?

Work and Income


What are the minimum income requirements?
Am I able to use income from a second job?
If I’m self-employed, how long must I have been trading?
I’ve just started a new job - can I still be approved?
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