Eligibility

Our criteria and what you'll need to be eligible for our products

23 articles in this collection
Written by Kate and Sarah

Personal Details

Can I apply with someone else?

Written by Kate
Updated over a week ago

Do you have any age restrictions?

Written by Kate
Updated over a week ago

Am I eligible if I already own a property?

Written by Kate
Updated over a week ago

Do you have a minimum period of UK residency?

Written by Kate
Updated over a week ago

Do I need to be a UK national to apply?

Written by Kate
Updated over a week ago

Finances

What are the minimum income requirements?

Income requirements if you earn as an employee

Written by Kate
Updated today

Am I able to use income from a second job?

Written by Kate
Updated over a week ago

If I’m self-employed, how long must I have been trading?

Minimum trading history for self-employed applicants

Written by Kate
Updated today

I’ve just started a new job - can I still be approved?

Written by Kate
Updated over a week ago

I have been furloughed, can I still apply?

Written by Kate
Updated over a week ago

Home Purchase Plan

What is the minimum percentage to the property purchase I have to contribute?

Written by Kate
Updated over a week ago

Can I get help with my contribution from my family?

Written by Kate
Updated over a week ago

Are there any limits on the amount of the Home Purchase Plan?

Written by Kate
Updated over a week ago

Credit Profile

Will you complete a credit check on everyone on the application?

Written by Kate
Updated over a week ago

I have a County Court Judgement - can I still be approved?

Written by Kate
Updated over a week ago

Can I be approved if I’ve entered into an IVA or had a debt relief order / debt management plan / administration order?

Written by Kate
Updated over a week ago

Do you accept customers who have taken payday loans?

Written by Kate
Updated over a week ago

I’ve recently taken a payment holiday with one of my credit providers, can I still be approved?

Written by Kate
Updated over a week ago

About The Property

Are there price limits to the property?

Written by Kate
Updated over a week ago

Do I need a property valuation?

Written by Sarah
Updated over a week ago

Do you accept Right to Buy properties?

Written by Kate
Updated over a week ago

Where must the property be located?

Written by Kate
Updated over a week ago

Do you have any types of property that are not acceptable.

Written by Kate
Updated over a week ago